Credit "locks" are kind of a scam. You definitely want to put a 1 year fraud alert on your credit report where a lender is supposed to call the number you inclu

Credit "locks" are kind of a scam. You definitely want to put a 1 year fraud alert on your credit report where a lender is supposed to call the number you include to verify that you applied for credit. You can also freeze your credit if you have no plans to apply for any credit cards or a mortgage in the immediate future. Get the fraud alert on Chex, too. They're the equivalent of the credit rating agencies for bank accounts. If you don't need to switch banks soon, I'd definitely freeze that one. https://www.chexsystems.com/web/chexsystems/consumerdebit/page/IdentityTheft/securityalert/ https://www.chexsystems.com/web/chexsystems/consumerdebit/pa... https://www.chexsystems.com/web/chexsystems/consumerdebit/page/securityfreeze/placefreeze/ https://www.chexsystems.com/web/chexsystems/consumerdebit/pa... If you have a credit card through Chase, AmEx, or CapitalOne you can get free credit monitoring where they'll email you or send you a push notification as soon as a lender does a hard-pull against either your Tranunion or Experian reports. Have you filed a police report? I've had my identity stolen and helped some of my friends resolve identity theft issues so I speak from experience: you will get so much further if you can fax or email people copies of a police report Hmu if you need any help resolving this.