So it seems like what really should happen is a decentralized USD “blockchain” where the difference is transparent to the users. ACH exchanges just don’t take 3

So it seems like what really should happen is a decentralized USD “blockchain” where the difference is transparent to the users. ACH exchanges just don’t take 3 days and investment transfers don’t have a settling period. This is where I see the actual value of digital currency. If Bitcoin were truly of value in and of itself, it would not be tied back to the dollar. The tech makes it valuable, the concept and the potential, not btc (or a mimic of it) by itself.