> easy electronic transfers within 5 seconds for no charge, no chargebacks and so on, as people are used to in the EU Um, no. I'm not used to that. My latest o

> easy electronic transfers within 5 seconds for no charge, no chargebacks and so on, as people are used to in the EU Um, no. I'm not used to that. My latest online German-bank-to-German-bank giro transfer took the usual two-to-three business days.