5 ms·

Not every country is, or ever will be, like Japan. I would say most of them won't during our lives. I agree with OP, if you just leave hard earned money of us

Not every country is, or ever will be, like Japan. I would say most of them won't during our lives. I agree with OP, if you just leave hard earned money of us middle class sit in the bank, it will be eaten away by inflation and fees. Its what our parents did, and its properly dumb. Risk with markets which most don't understand, or invest into real estate which everybody does at least a bit. Most folks consider only these 2 options. Also, if SHTF, in most cases you will have physical places or even land to live off, instead of few bank statements. People will still have to live somewhere, and there is constantly more of us.

toomuchtodo 5y ago
All countries eventually end up as Japan. India and Africa will race to be last. China is already somewhere between 1.1 and 1.3 total fertility rate. Sustained sub replacement rates (<2.1 fertility rate) locks in population momentum. This is important because age of labor and consumers directly influences macro economic conditions, which trickles down to investment returns. https://ourworldindata.org/uploads/2014/02/World-population-by-level-of-fertility-without-projections-768x538.png https://ourworldindata.org/uploads/2014/02/World-population-...
- carom 5y ago
  On the world scale maybe, but the USA is still one of the most desirable places to immigrate to. So while some countries will be abandoned, the US can just increase immigration which creates the necessary future demand for assets.
- phreeza 5y ago
  The end of history has not been reached. Just because we haven't seen it yet doesn't mean fertility trends won't reverse in certain places at some point. Governments have by no means exhausted their means to effect such a change, for example.
jbay808 5y ago
From the '80s to I think around 2002, real interest rates were positive and you earned money from a savings account faster than inflation.

toomuchtodo 5y ago

All countries eventually end up as Japan. India and Africa will race to be last. China is already somewhere between 1.1 and 1.3 total fertility rate. Sustained sub replacement rates (<2.1 fertility rate) locks in population momentum. This is important because age of labor and consumers directly influences macro economic conditions, which trickles down to investment returns. https://ourworldindata.org/uploads/2014/02/World-population-by-level-of-fertility-without-projections-768x538.png https://ourworldindata.org/uploads/2014/02/World-population-...

carom 5y ago
On the world scale maybe, but the USA is still one of the most desirable places to immigrate to. So while some countries will be abandoned, the US can just increase immigration which creates the necessary future demand for assets.
phreeza 5y ago
The end of history has not been reached. Just because we haven't seen it yet doesn't mean fertility trends won't reverse in certain places at some point. Governments have by no means exhausted their means to effect such a change, for example.

jbay808 5y ago

From the '80s to I think around 2002, real interest rates were positive and you earned money from a savings account faster than inflation.