Well, that would be most countries, even in the West. Few places have an NHS-style comprehensive and universal coverage system, and in most of the rest (spannin

Well, that would be most countries, even in the West. Few places have an NHS-style comprehensive and universal coverage system, and in most of the rest (spanning Germany, the US, etc.) there are various levers of private insurance regulation that governments can employ to this end. For instance, the coverage of tests and vaccines has been legislated and repeatedly updated through the course of the pandemic in the country where I live.