Inflation plays a huge role with regard to timing and compared to the average mortgage rates of other owners/landlords. If you start a 4% fixed rate mortgage t

Inflation plays a huge role with regard to timing and compared to the average mortgage rates of other owners/landlords. If you start a 4% fixed rate mortgage today and do not move anywhere in 10 years, you don't have to cover the cost of credit for whatever the interest rate at that time is (probably higher) because you don't have to reset/move.