> Part of the problem is that most 401Ks have a very limited set of investment options. Once you're retired, you can roll your 401K into a self-directed IRA wh

> Part of the problem is that most 401Ks have a very limited set of investment options. Once you're retired, you can roll your 401K into a self-directed IRA which you can invest with not many restrictions. For example, you can put all your money into hospital stocks.