> All in all, if you are financially stable or have a supportive safety net, it seems like a potentially good risk to take. This is probably the biggest factor

> All in all, if you are financially stable or have a supportive safety net, it seems like a potentially good risk to take. This is probably the biggest factor. How long could you go without a regular paycheck? Personally, I could probably make my savings last a year, but that's only because I have a wife that makes enough to pay most of the bills herself if it came down to that. But I imagine most people outside the HN bubble don't have that. The majority of Americans can't afford a sudden $1,000 expense. They can't just quit their job out of the blue.