Sorry about that. I guess I mean to say, it improves over banks in X dimension, while being no better than banks in Y dimension that you really care about. I've

Sorry about that. I guess I mean to say, it improves over banks in X dimension, while being no better than banks in Y dimension that you really care about. I've sort of become desensitized to this sort of thing after sending a hundred or so people my passport and TIN this year alone.