It's not that you're wrong, it's that what you write only addresses the title of and first sentences of the article, rather than anything the article is actuall

It's not that you're wrong, it's that what you write only addresses the title of and first sentences of the article, rather than anything the article is actually trying to say. This article is about game-theoretical-ideas of how to deal with the principal-agent problem. The "greedy doctor" idea is just a motivating example. You're seemingly taking offense at a knowingly fictional setup. That's akin to not wanting to learn how to solve physics problems about objects in a world where friction is assumed away, because that's not realistic. Umm, what?