>most people won't have defined benefit plans any longer. Most people never had them. Only a minority of middle and upper class white men had them for a short

>most people won't have defined benefit plans any longer. Most people never had them. Only a minority of middle and upper class white men had them for a short period in time. Here's some historical tables [1]. For example, in 1975, 44M people were in one, decently less than half of workers. [1] https://www.dol.gov/sites/dolgov/files/ebsa/researchers/statistics/retirement-bulletins/private-pension-plan-bulletin-historical-tables-and-graphs.pdf https://www.dol.gov/sites/dolgov/files/ebsa/researchers/stat...