> and pays no fees if they repay on schedule Every single instance of this type of thing that I’ve looked at has had a fee for using their services, either a f

> and pays no fees if they repay on schedule Every single instance of this type of thing that I’ve looked at has had a fee for using their services, either a flat amount or a percentage of the transaction cost, so that even if they’re interest-free (and don’t they announce that loudly!) they’re not cost-free.