With homeowners insurance you usually have to prove there was some visible damage or evidence of forced entry in order to make a claim from a burglary. That’s b

With homeowners insurance you usually have to prove there was some visible damage or evidence of forced entry in order to make a claim from a burglary. That’s because the homeowner has a duty to prevent and mitigate losses. I can’t leave my front door unlocked and say “Take whatever you want! I can just make a claim to Allstate!” But that seems to be the preferred approach to cybersecurity at some companies...