> the victim has never even heard of Zelle, nor did they realize they could move money that way. Financial institutions do not take security seriously, and the

> the victim has never even heard of Zelle, nor did they realize they could move money that way. Financial institutions do not take security seriously, and they don’t take their customers time seriously. The onus is always on the consumer to protect their accounts. When institutions decide to change their features the customer is not at the table, they’re on the menu.