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In the EU it is a year, and you may loose up to 150€. Good luck to the bank which would like to enforce this. One tried, I told them I am leaving, they said it
by BrandoElFollito 5y ago
In the EU it is a year, and you may loose up to 150€.
Good luck to the bank which would like to enforce this. One tried, I told them I am leaving, they said it is a misunderstanding and that of course they did not mean to make me pay these 150€.
- thathndude 5y agoYeah. That’s superior to our protections. Generally, in the US, its 60-90 days (the fact that it’s variable is obviously not ideal) and $500 loss limit.
- BrandoElFollito 5y agoIn the EU this is a EU regulation, so all banks have the same rules. I just checked, it is now 50€ only, and only if the payment was done with a PIN or SMS/app confirmation. This is the maximum amount (so if you had, say 3 times 300€ of fraudulent transactions, you would pay a max of 50€ total - and like I said it is not likely that the bank will make you pay anyway)