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But banks will never call you. At least not ones in US.
by tlogan 5y ago
But banks will never call you. At least not ones in US.
- deleted 5y ago[deleted]
- romwell 5y agoYeah, no. When I initiated a wire transfer, my bank did call me to confirm it. What's worse, when I called back, I didn't reach the same department and it took half an hour to sort it through. It was all legit, but was indistinguishable from a scam attempt.
- tlogan 5y agoWhat is the name of the bank?
- albedoa 5y agoI've been called by Chase and at least one other for fraud alerts. If I recall correctly, the Chase message instructed me to call back using the number on my credit card. It is not correct that banks will never call you in the US.
- mcny 5y agoHowever, a bank should not ask you to verify your identity when they call you. This is the missing piece. If anyone calls me, I should not give them any information they don't already have. If they are the fraud department, they already know everything.
- skoskie 5y agoUSAA calls me frequently. This broad statement is just wrong.
- tlogan 5y agoWhat are they calling about? Just curious - it seems like I’m wrong. Also maybe there is opportunity to develop some service for them so they do not need to call.
- banana_giraffe 5y agoI have absolutely been called by Bank of America, both by an automated "did you really do this?" sort of fraud detection, and by a human calling to tell me my card number was known to be stolen and make arrangements. Heck, I'm pretty sure I've gotten sales calls from them as well, though I never stay on the line long enough with those to be sure.
- ChrisMarshallNY 5y agoSame here. I also have a BoA account for most of my day-to-day stuff. I use credit cards (in particular, an Apple Card) for almost every transaction. In fact, I seldom carry cash, which has been a problem, from time to time. I won’t use Venmo, or PayPal with direct bank account connection. It has earned me scorn, but you really only need to have a problem once, to learn religion. I don’t use credit cards for Venmo or PayPal for cash transactions, because cash advance fees. I always pay my account in full, every month. It also means I get Apple Cash, for a slush fund. I do use direct bank account connection for a few things like utility bills, but that is a fairly primitive setup process, where there is no doubt about the other end. Even so, many outfits now allow bill pay, via credit card.