I'm talking about the last part mostly. But yeah, the "bill $200 pay $70" seems to be the thing we have instead of a real agent model? Because an agent model

I'm talking about the last part mostly. But yeah, the "bill $200 pay $70" seems to be the thing we have instead of a real agent model? Because an agent model would be, "pay $X and take 10% of it" and so the agent's interest is aligned with yours at least in a simple way. In your example, if they can charge $300 are they going to pay you $170? I doubt it.