The question is posed so naively, it hurts me to see it. Being rich is not a function of how smart you are. In general people aren't wealthy because they're cap

The question is posed so naively, it hurts me to see it. Being rich is not a function of how smart you are. In general people aren't wealthy because they're capable, but because they have access to resources, like land, manpower, natural resources, or money obtained other ways, e.g. inheritance.