Something with a high spread on the market (ie SP500/SP100/FTSE) will generally give you good returns over time. The trick is to be consistent, not micromanagin

Something with a high spread on the market (ie SP500/SP100/FTSE) will generally give you good returns over time. The trick is to be consistent, not micromanaging and not worrying. It took 5 years for sp500 to catch up to pre-2008 levels, then another 4 years to double, so in the long term, market crashes aren't a problem. It's good to read about it a little bit or pay someone to tell you what to do (200$ for a session won't matter much in 10 years). Ie where I live, the longer you have stocks the lower taxes are (20% at 0 years, 0% years), so it makes sense to invest in the long here, and you want to get funds that reinvest the dividends (Accumulating funds) so you don't have to pay taxes on the dividends every tax period.