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Does Stripe detect something like privacy.com?
by moneywoes 5y ago
Does Stripe detect something like privacy.com?
- paulryanrogers 5y agoThey probably have their own BIN/IIN. So it may be trivial. Still privacy.com per merchant cards are more likely to be actionable than stolen or prepaid cards.
- jedberg 5y agoThey might, but also privacy.com will not let you get more than two cards per site without a special exemption. I learned this when I tried using multiple cards for AWS, one for each app. They wouldn't let me do it. So maybe Stripe knows which burner providers have their own restrictions and treat them differently?
- parkerhiggins 5y agoStripe Radar can be configured to provide signals that would reflect a virtual card, but not explicitly. Further trying to solve preventing virtual cards use potentially introduces false flags. Requiring 3D secure may. Depending on the product and audience, the prevalence of virtual cards may be extremely low. Outside of hackernews, the payments industry, and business cards nobody uses virtual cards like privacy.com
- indus 5y agoStripe doesnt. Not trivial to detect something like privacy.com or for that matter any virtual card product. Blacklisting such cards is a Hobson's choice [1] for the SaaS merchant. A lot of legit users with legit reasons use virtual cards and flagging them could be loss of revenue. [1] https://en.wikipedia.org/wiki/Hobson%27s_choice https://en.wikipedia.org/wiki/Hobson%27s_choice