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US total market ($VTI) and International total market ($VXUS). You could slightly bet on value ($VTV) for having better current profits (P/E 20 means effective
by reducesuffering 5y ago
US total market ($VTI) and International total market ($VXUS).
You could slightly bet on value ($VTV) for having better current profits (P/E 20 means effectively 5% real interest w/o growth) and typically doing better in rising rate environments (many banks in the index which have better profits on larger interest rate spreads).