4 ms·
The same it's been for the past 50 years, buy an ETF and be done with it.
by tpxl 5y ago
The same it's been for the past 50 years, buy an ETF and be done with it.
- criddell 5y agoWhich ones?
- reducesuffering 5y agoUS total market ($VTI) and International total market ($VXUS). You could slightly bet on value ($VTV) for having better current profits (P/E 20 means effectively 5% real interest w/o growth) and typically doing better in rising rate environments (many banks in the index which have better profits on larger interest rate spreads).
- tpxl 5y agoSomething with a high spread on the market (ie SP500/SP100/FTSE) will generally give you good returns over time. The trick is to be consistent, not micromanaging and not worrying. It took 5 years for sp500 to catch up to pre-2008 levels, then another 4 years to double, so in the long term, market crashes aren't a problem. It's good to read about it a little bit or pay someone to tell you what to do (200$ for a session won't matter much in 10 years). Ie where I live, the longer you have stocks the lower taxes are (20% at 0 years, 0% years), so it makes sense to invest in the long here, and you want to get funds that reinvest the dividends (Accumulating funds) so you don't have to pay taxes on the dividends every tax period.
- webinvest 5y agoARKK (Ark Invest’s primary activity managed ETF. Has a sweet December dividend coming up!) VFMF (Vanguard’s higher growth, lower valuation S&P500 ETF. However has low trading volume.) ESGV (Vanguard’s Environmental Social Good S&P500 index. Make good money for retirement while retiring in a world you want to live in) XHB (SPDR S&P500 Homebuilders ETF. There’s clearly a housing shortage, so here’s a direct way to help the world build more homes. Disclosure: I am medium/long-term invested in all of these.