Yeah, I have some questions too. Even at a rate of 150k/yr, while today that seems within the reach of many north american senior level devs, 7 years ago that w

Yeah, I have some questions too. Even at a rate of 150k/yr, while today that seems within the reach of many north american senior level devs, 7 years ago that was tippity top percentile pay, so it's not exactly something that anyone could've done, literally by definition. One other thing that isn't mentioned either is market ups and downs. If your nest egg started at the bottom of the subprime crisis, that's a very very different timing prospect than if you had significant equity that lost value in the late aughts. And lastly, is 1M in liquid assets even considered "wealthy" these days? "Well-off", maybe, perhaps even "rich", but "wealthy" in my mind means "bentleys and yatches are pocket change".