Yeah, rich vs wealthy. Rich = have a lot of money. Wealthy = have enough money to live off the interest/earnings, pay somebody else to manage it, etc. All we

Yeah, rich vs wealthy. Rich = have a lot of money. Wealthy = have enough money to live off the interest/earnings, pay somebody else to manage it, etc. All wealthy people are rich. Most rich people are not wealthy. Does having a few million tied up in a 401k make somebody rich? Yes. Does it make them wealthy? No. It makes them a successful, but not exceptional, middle-aged professional.