I figured this was some sort of screed about "Okay, you gave up being the third independent browser engine and now you're losing control over your own platform.

I figured this was some sort of screed about "Okay, you gave up being the third independent browser engine and now you're losing control over your own platform." Nope, it's an actual integration with a buy-now-pay-later payments service. I honestly don't know where this industry is going. It's not a product; it's a feature. Presenting it as a seperate payment flow, or routing things through a browser plugin is a clumsy mess. There's always going to be support difficulties, and now you have an extra party involved in every transaction. The best endgame would be to just start offering a conventional card with the BN/PL payment model baked right in. This would be completely transparent to merchants, would work in places that a browser plugin will never (i. e. an in-person sale with a card reader), and force a competition on rates and terms, rather than providing an opportunity for exclusive contracts.