> If anything, that's an argument in favour of the whole thing being government controlled Absolutely, and I kinda expect this to become the case eventually ac

> If anything, that's an argument in favour of the whole thing being government controlled Absolutely, and I kinda expect this to become the case eventually across Europe, as the "cashless society" vision becomes inevitable. If you make it de-facto compulsory for citizens to operate electronically, it's only fair that there should be the sort of guarantees and accountability that only the State can provide, even if you lose a bit of innovation or efficiency.