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You don't have to have running shoes to be able to run. I haven't owned a credit card for 15 years and my credit score is just fine.
by simonh 5y ago
You don't have to have running shoes to be able to run. I haven't owned a credit card for 15 years and my credit score is just fine.
- dustinmoris 5y agoThat's not how it works in the UK though. You need to be having credit in order to build up credit score.
- simonh 5y agoSure, I've taken out loans, had several mortgages, multiple bank accounts, paid all my utility bills. All of that can influence your credit scores. It is possible some people could have so little credit history that having a card for a while might be beneficial. I don't know enough about the system to be sure, so maybe I was being a bit flippant, for which I apologise.