> What stops a company from currently creating a more automated solution for real estate transactions except for current laws or an inability to integrate with

> What stops a company from currently creating a more automated solution for real estate transactions except for current laws or an inability to integrate with government? They have no incentive to change how they've done things. I do think it would be cool if there was an automated solution for real estate transactions that didn't require crypto (or smart contracts). That would be great and I think someone should do it if they can. > So maybe it's not so much skirting of laws, but sometimes also working around systems, not with a bad intention, but because things aren't necessarily keeping up with technological change. I think this is right on the mark. The US banking system is a great example. Many of the arguments I see against the benefits of instant payments in crypto are from people in Europe, where instant payments are commonplace. I do think the competition and innovation in crypto forces existing legacy structures to innovate, which IMO is a good thing. The other thing is to consider those who are unbanked and unable to participate in existing structures, but do have smart phones. I think crypto can play a part in their lives as well. > Also, could an open ledger make corruption more visible and harder to get away with? Yes, it could. Will it? I'm not so sure. I agree. I'm not sure crypto will supersede all existing structures. I do like the idea of governments and politicians having to be more transparent, but I don't think they will give up what they have now.