Poor people don't have mortgages. In a non-shit city they shouldn't even have cars (a depreciating asset won't do them any good). Pay check to pay check can me

Poor people don't have mortgages. In a non-shit city they shouldn't even have cars (a depreciating asset won't do them any good). Pay check to pay check can mean literally that. Money comes in, money goes out. There is no buffer. UDP not TCP life :D.