I agree, although I think that having a decentralized and modern payment layer is also a part of Web3. People owning their own data, instead of companies like

I agree, although I think that having a decentralized and modern payment layer is also a part of Web3. People owning their own data, instead of companies like Facebook and Google, also seems promising, so I haven't written off the ownership layer yet. NFTs I don't really care about and don't understand the hype. Metaverse can also be a part of Web3 (Decentraland, The Sandbox, etc), but we'll see where all that goes along with Meta, Microsoft, and all the other companies talking about the metaverse.