4 ms·

I don't understand what you're saying?

• iudqnolq 5y ago
  If you have a US bank account, and you've ever been asked by a different app to "link to" that account, you've almost certainly used a service that stores your username and password and plain in text and screen scrapes. A common place to see this is apps that enable instant transfers, like paypal, venmo, and cash app. The main way they offer to link a bank account so that you can send money from that account involves a fake authorization screen that takes your password and stores it. Scroll down to the "how it works" section on https://plaid.com/use-cases/personal-finances/ https://plaid.com/use-cases/personal-finances/ and you can see what this looks like.
  • dbbk 5y ago
    Oh, I think you replied to the wrong person then? Monzo (as well as everyone else in the UK) uses Open Banking, not scraping.