1. If you think about it, there is no reason why banks should always offer free money to cash hoarders in the form of interest. During a recession, central bank

1. If you think about it, there is no reason why banks should always offer free money to cash hoarders in the form of interest. During a recession, central banks lower interest rates to incentivize spending and productive investment, which benefits the rest of society. 2. DeFi yield relies on Greater Fools essentially gambling their money on cryptocurrency pairs. It might not last forever. I'd rather have 5% yield in corporate bonds, denominated in a currency that I can pay rent and groceries with, than 20% in a shitcoin which might be worthless tomorrow.