5 ms·
One thing I might have missed in the story -- the reason for attempting to go on Medicaid was due to not having private insurance and the ability to pay for str
by rhexs 5y ago
One thing I might have missed in the story -- the reason for attempting to go on Medicaid was due to not having private insurance and the ability to pay for stratospheric out-of-pocket costs, or was it because private insurance immediately rejected a 2.5 million dollar claim?
Not saying it's right, but I'd presume for claims that large you'd probably have to get a lawyer/some form of professional advocate involved even with private insurance.
- lghh 5y agoI don't want to speak for the writer, but I would personally hope that my community (via medicaid) would do a better job taking care of my child than a for-profit private insurer.
- deleted 5y ago[deleted]
- kingsloi 5y agoEveryone told us to apply, regardless of income. We were told that my private insurance insurance only covers so much and will be capped at X (either $ or hours). Medicaid would supplement the rest. For instance, my private insurance offered something like 50 nights of care per year. Medicaid offered, I forget, but with Medicaid, unbeknownst to us, there were limitations that didn't apply when using my private insurance, such as only one parent could be in the house, the nurse would need to document exactly what the parent was doing during that time, etc.
- rhexs 5y agoThank you, I’ve never heard details of what happens with high claims like this. I wish you the best.