That’s unfortunate, as is the whole situation. My thought was it should protect your job/insurance and you’d have to still just pay your normal premiums. Potent

That’s unfortunate, as is the whole situation. My thought was it should protect your job/insurance and you’d have to still just pay your normal premiums. Potential loss of income depending on how your company handles that (my and my wife’s company has always opted to pay us). We paid the out of pocket maximum, something like $10K and that was it, realize that’s a substantial amount for some. I’d agree with the overall sentiment of the discussion, we should move towards a system that is predictable and humane and not so heavily tied to your employer at the moment. I work in healthcare industry for past 20 years (corp finance) and am continually perplexed by how silly things are. If anyone else reading is ever in a similar situation talk to your HR department. I help HR departments negotiate things all the time. A common thing is taking an LOA and the company will pay your COBRA premiums. They don’t have to, it’s technically unpaid time, but if you have some savings and insurance is your barrier this is actually kind of common. But again, I’m in healthcare industry so YMMV.