The thing that isn’t talked about is that a significant portion of the population simply isn’t intelligent enough for a decent paying job. Men of that type can

The thing that isn’t talked about is that a significant portion of the population simply isn’t intelligent enough for a decent paying job. Men of that type can usually go in to a field where they trade their long term health for more pay, but women that’s harder. Either way there’s a good chance you’ll be on disability by the time you’re 50. I agree that a lot of people make really poor financial decisions, but don’t think everyone has the same earning potential as you.