Please avoid accusing opponents of bad faith, it's distasteful and childish. If you have "enough" for retirement and then we have a depression where your retir

Please avoid accusing opponents of bad faith, it's distasteful and childish. If you have "enough" for retirement and then we have a depression where your retirement significantly drops.. that sort of seems like you may no longer have enough. That money needs to last you 20 some years. Also your claim that most retirees have "an average net worth over a million" appears to be flatly untrue [1]. Please provide a citation. Significant amounts of retirees are still paying on their mortgage [2] and are affected by changes in the housing market. This especially is important for reverse mortgages. Social security income does adjust for inflation, but it does so infrequently and is not always a major part of many peoples retirement plans. A depression or recession would be worse for the common person than any 1%er. [1] - https://www.investopedia.com/articles/personal-finance/010616/whats-average-401k-balance-age.asp https://www.investopedia.com/articles/personal-finance/01061... [2] - https://www.aarp.org/money/credit-loans-debt/info-2018/retired-paying-off-mortgage-fd.html https://www.aarp.org/money/credit-loans-debt/info-2018/retir...