Downloading, installing and running kernel mode software to prevent cheating is already required for a number of online games. I wonder if/when banks will exte

Downloading, installing and running kernel mode software to prevent cheating is already required for a number of online games. I wonder if/when banks will extend this idea to banking to prevent fraud? Perhaps it'll be merely an optional thing at first, like 2FA. Later it could become something that while optional, does get you a better price of some kind, much like the driving trackers that some auto insurance companies offer. Before long, it could even become mandatory or there could be a penalty or higher price or fee to pay if you don't do it. Just a random idea or conspiracy theory of what's possible I suppose, but it feels like something that could be possible in the not too distant future.