Habito One do longer fixed rates here in the UK. For 20% down: 21–25 years: 3.84% 26–30 years: 3.94% But yes, I agree that at current house prices (8-10x me

Habito One do longer fixed rates here in the UK. For 20% down: 21–25 years: 3.84% 26–30 years: 3.94% But yes, I agree that at current house prices (8-10x median local income) both the deposit size and the rates at prohibitive