Poor choice of word on my part I think. I don’t mean flush in that the following month you have more money but that in general Americans have more money and so

Poor choice of word on my part I think. I don’t mean flush in that the following month you have more money but that in general Americans have more money and so are less susceptible to the ramifications of miscalculating. I’ve had a couple of long conversations with Americans about this topic of credit vs debit and the cultural difference is so strong that we inevitably can’t reconcile each others point of view. My debit card will bounce any payment that will take me over drawn, my credit card doesn’t care if I can’t pay it off next month and that’s what the banks hope you forget.