4 ms·
> Credit is useful for the single use case of buying a house. If you can exercise self-control with spending, you can use a credit card for almost everything.
by raegis 5y ago
> Credit is useful for the single use case of buying a house.
If you can exercise self-control with spending, you can use a credit card for almost everything. I think Dave Ramsey advises you're less likely to spend money if you use real cash, but for some people, this is not an issue at all.
- starwind 5y agoI've always noticed that cash has a way of disappearing from my wallet with me wondering "what did I spend it on?" With a credit card I have to think: will I punch myself in the face when I see that on my statement?