One of the most practical things seems to be to skirt around existing financial law. Seems one could (more easily) run unregulated lotteries, raffles, gambling

One of the most practical things seems to be to skirt around existing financial law. Seems one could (more easily) run unregulated lotteries, raffles, gambling, Ponzi schemes, money laundering, public securities, etc. I don't mean to imply this is all because people want to do heavy criminal activity, some may just be trying to avoid the bureaucracy. Regardless, I see it skirting laws just as Uber and AirBnB kinda did the same thing for taxi medallions and hotel regulation, respectively.