I think most of their points are valid, especially the last one. Crypto is not consumer friendly. You can't dispute charges and your money is not backed anywher

I think most of their points are valid, especially the last one. Crypto is not consumer friendly. You can't dispute charges and your money is not backed anywhere along the line by insurance. If my crypto wallet is compromised and money stolen there is nothing I can do. If my credit card info is stolen and someone maxes it out, I'm covered by the company. That sort of experience on any platform will leave a bad taste, and avoiding crypto for that reason make sense from a business perspective.