Living in the UK myself, I just wouldn't dare owning an e-bike and using it for anything outside of recreation, the theft of bicycles is crazy high, and the hig

Living in the UK myself, I just wouldn't dare owning an e-bike and using it for anything outside of recreation, the theft of bicycles is crazy high, and the high purchase price is just not worth the risk. Yes you can get insurance but they usually have loads of exclusions so if you actually want to commute to work or to shops and leave the bike anywhere(even with a good lock) it's dodgy in terms of insurance. On the other hand my £50 scrappy looking bike deters theft by just looking too cheap to steal so I don't mind using it for commute.