We have a housing bubble popping where I live. Prices dropped a little, about 20%. What really happened was the loan terms became better: no deposit, bank pays

We have a housing bubble popping where I live. Prices dropped a little, about 20%. What really happened was the loan terms became better: no deposit, bank pays 5 years for free, 20% cashback, and so on. Thankfully salary inflation here has been great.