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The typical advice is to buy COBRA regardless. They don’t require the money up front, and if you get covered in the interim you can cancel COBRA. Worst case t
by coredog64 5y ago
The typical advice is to buy COBRA regardless. They don’t require the money up front, and if you get covered in the interim you can cancel COBRA. Worst case they’ll send you a bill you don’t pay and it’s a small hit to your credit for a while.
The last time I had to do this I managed to convince the COBRA administrator to backdate my cancellation because the bills got lost in the mail and I didn’t have any credit hit.
- thebean11 5y agoWhat? How is failing to pay your bills better than getting COBRA retroactively only if you need it..? The latter has the same benefits and avoids getting harassed by collections and trashing your credit.