With RSU you’ll get your 4 year grant (and refreshers) upfront, so hopefully shares will have substantially grown and more than kept up with inflation by the ti

With RSU you’ll get your 4 year grant (and refreshers) upfront, so hopefully shares will have substantially grown and more than kept up with inflation by the time they vest years later. This strategy cannot really be reproduced by investing your after-tax paycheck into the stock. It’s “similar” (not really but I like the analogy) to buying a house with cash vs getting a mortgage for the maximum amount you can get away with and slowly paying it off. Massive difference by the end of the investment.