I fail to see how that changes anything. Apple has a good refund policy, but kids game on laptops too, and if they know your CC number, they can buy things on F

I fail to see how that changes anything. Apple has a good refund policy, but kids game on laptops too, and if they know your CC number, they can buy things on Fortnite on their laptops; the root problem is kids knowing your CC number. I don't see how Apple makes any difference. Ease of cancellation? Right now, no big app (except games) uses IAP anyway, because they don't want to give 30% profits to Apple. So you already need to go to Netflix.com, Disney.com, Kindle.com to cancel subscriptions. Zero difference. I just don't see what value Apple is adding here. Sure, friction means that you probably won't give your CC details to a 6$/year weather app subscription, but you be willing to buy it with IAP. But devs will still be able to provide IAPs, you know? And if they decide not to, you can just avoid those apps. What difference will it make in the average user's day?