3 ms·50 basis points = 0.5 points, not 0.5%. Points are cumulative percent is multiplicative.by 3pt14159 15y ago50 basis points = 0.5 points, not 0.5%. Points are cumulative percent is multiplicative.sp332 15y agoOh, I see. So if you gain 150% and then lose 100%, you're at 0 because losing 100% leaves you with nothing. But if you gain 150 points and then lose 100 points, you're still at 50 points. Right?3pt14159 15y agoYup :)deleted 15y ago[deleted]