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Try to build credit with a secured credit card and on a minimum wage. Decide which bills you have to pay late this pay period. After years of this, you’ll be lu
by aspenmayer 5y ago
Try to build credit with a secured credit card and on a minimum wage. Decide which bills you have to pay late this pay period. After years of this, you’ll be lucky if you can convert to an unsecured credit card, let alone maintain your (low) credit score, let alone improve it.
Most folks in US can’t even afford a $400 emergency expense. Good luck doing even that when your credit is maxed out and your car breaks down so you can’t work.
- artificialLimbs 5y agoWhy would I work for years at minimum wage? That doesn't seem like a good aim. >> Most folks in US can’t even afford a $400 emergency expense. It looks like they can, and fortunately the number of people in poverty continues to decline: https://policyadvice.net/insurance/insights/average-american-income/ https://policyadvice.net/insurance/insights/average-american...
- aspenmayer 5y agoSeems like you’re not able to empathize with others. Way to completely miss the point.
- artificialLimbs 5y agoI was under the impression we were discussing facts here, and not feelings.
- aspenmayer 5y agoWe are discussing facts, not just your own personal circumstance. The fact that you are not in these situations does not discount the experiences of others to the contrary.