I scan everything into PDFs using Scanbot or SwiftScan or whatever that iOS app is called this month. It gets dumped into a Scanbot folder in iCloud Drive. Why?

I scan everything into PDFs using Scanbot or SwiftScan or whatever that iOS app is called this month. It gets dumped into a Scanbot folder in iCloud Drive. Why? So I can access stuff from my iPhone. Same thing with PDF statements, invoice, receipts, etc I receive via email or whatever. Goes into the giant folder. Most of the time, I don't even bother renaming the filename to something useful like "Auto Loan Statement". The handy thing that Scanbot does is OCR the scanned content, so I can use macOS's Spotlight to easily pull up whatever I'm looking for. It works really well and I don't worry about it, anymore. At some point, I may get an itch to run Spotlight queries and start dumping stuff into organized subfolders, but that itch hasn't come yet. The one thing I break out into an individual subfolder are my yearly tax docs. I've never been able to stick to an organizational plan involving renaming files with ISO dates (but in fact, Scanbot renames it with ISO date automatically) and organizing stuff into sub-folders. You're a better (wo)man than me, if you can stick with that, though.